Quick Personal Loan App
Get the financial boost you need with a Personal Loan. Avail Personal Loan of up to ₹15 Lakh with this loan app. Our APR varies from 12% to 36%*. Choose from a wide range of repayment options starting from 12 to 60 months
Personal Loan Features
✅ Loan Amount: Up to ₹15 Lakh
✅ Interest Rate/Annual Percentage Rate (APR): 12%-36% p.a*
✅ Loan Tenure: 12 to 36 Months
✅ Processing Fees: Up to 3%*
✅ No Collateral Required
Example of how a Shriram Personal Loan works
✅ Loan Amount – ₹1,00,000
✅ Tenure – 24 months
✅ Interest Rate – 1% p.m. for 24 months (interest rate on reducing balance method)
✅ EMI – ₹4,707
✅ Total Interest Payable – ₹4,707 x 24 months – ₹1,00,000 = ₹12,968
✅ Processing Fees (excl. GST)* – ₹2,000
✅ Disbursed Amount – ₹1,00,000 – ₹2,000 = ₹98, 000
✅ Total Amount Payable – ₹4,707 x 24 months = ₹1,12,968
✅ Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
Gold, Two-Wheeler & Commercial Vehicle Loans:
• Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and low interest rates.
• Commercial Vehicle Loans: Get financing for your transport business and grow your fleet with Commercial Vehicle Loans.
• Gold Loan: Get fast and easy access to cash by pledging your gold with us.
• Shriram Chits: A safe and convenient way to save money, earn interest, and access funds when you need them.
• Shriram One Gold: Invest in the timeless value of gold with Shriram One Gold. Buy, sell, or hold digital gold securely & efficiently
Insurance
We offer a range of insurance products. Our offerings in general insurance encompasses motor insurance – Two-wheeler, Four-Wheeler, Commercial Insurance and more. We also offer a broad range of life insurance products such as savings plans, retirement plans and more.