Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.
Key Features:
🌟 Diversify Investments: Beat inflation with carefully curated investment products.
💰 Rewards: Get rewarded every time you invest with kPaisa.
📬 Bill Payments: Pay bills and recharge with exclusive rewards and offers.
✈️ Air Travel: Explore with best discounts and cheap rates.
💹 Spend Analysis: Track your expenses and take charge of your money.
🚀 Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee: Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India
Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 – ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%