Here’s what you can do on LazyPay:
For personal loans, XpressLoan option allows you to borrow upto Rs 5 lakhs. Get online loans within minutes and use them for anything you want – no questions asked. Instant Personal loan interest rates range from 15% to 32% p.a. Its repayment flexibility spans 3 to 24 months.
With our instant personal loan, which complies with RBI guidelines, you can conveniently settle bills, recharge your mobile, and shop for the latest electronics and home appliances. Simplify your financial needs and relationships with us!
XpressLoan: Instant Personal Loans: With our app, you can instantly borrow a credit up to Rs. 5 lakhs through the XpressLoan option. The interest rates are competitive, and you only pay interest on the amount you borrow.
XpressLoan by LazyPay app ranges from Rs. 3,000 to Rs. 5 lakhs with an Annual Repayment Period (APR) of 3 to 60 months. Percentage rate (APR) between 15% – 32% on a reducing balance basis.
★Sample Loan EMI Calculation★
For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a.
EMI will be = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
*Interest rate and processing fee may vary.
Buy Now Pay Later: Shopping online with pay later apps is always convenient. With BillPay by LazyPay, you can shop at 100+ merchants and choose the “Pay Later” option at checkout. It supports over 20,000+ billers in categories such as electricity, water, gas line, gas cylinder, DTH, FASTag, landline, internet, and many more. Just provide some basic information and get your credit limit checked. LazyPay will remind you regularly, and you can track your spending and make fast repayments.
Why should you choose LazyPay?
• Best Pay Later App with flexible EMI tenures
• Shop on EMI with 45000+ stores
• Collateral-Free Personal Loan
• No CVVs or PINs
• 100% digital process with no paperwork
• Instant loan approval and disbursal