Free CIBIL Report, Apply for Personal Loan & Credit Card
Check your Free Credit Score from CIBIL and other credit bureaus. Also, choose from a wide range of personalised Loan & Credit Card offers from India’s top Banks (IDFC FIRST Bank Limited, Kotak Mahindra Bank Limited, Federal Bank Limited, HDFC Bank Limited, ICICI Bank Limited) and NBFCs (Tata Capital Financial Services Limited, Bajaj Finance Ltd, DMI Finance Pvt Ltd).
What you get with the Paisabazaar App:
• Free Credit Report from multiple credit bureaus including CIBIL
• Updated Credit Score & refreshed Credit Report every month for free
• Credit Report in regional languages, including Hindi, Marathi, Gujarati, Telugu etc.
• A wide choice of products from 60+ partners
• 35+ Credit Cards, matching your lifestyle, spends and eligibility
• Instant micro-loans (Rs 1000 to Rs 50,000) for immediate cash needs
• All Loan & credit card offers – ranked according to your need & eligibility
• Pre-approved loan & credit card offers, curated just for you (Zero/Minimum documentation, Instant disbursals)• Compare, Choose & Apply for the most-suited loan & card with ease, digitally
• Expert assistance for free till disbursal of loan / card out
• Different types of Business Loan offers to grow your business
• Home loans with lowest interest rates from wide range of lenders
• Explore secured loans offers on Loan Against Property
• For existing borrowers, wide choice to transfer your home/personal loan
Customers applying for a Personal Loan should note that:
• Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
• Depending upon the individual applicant’s profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
• For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260